银行交易的场景主要以银行提供的服务项目为主，包括开户头、存款、提款、货币兑换等信息。1）常用词汇bank book/pass book存折 open an account开户earn interest赚取利息 savings account储蓄存款帐户current account活期存款帐户 check/cheque account支票帐户deposit account定期存款帐户 annual interest rate年利率monthly savings account按月计息帐户 daily interest account按天计息帐户instant account速成户头 service charge服务费/手续费signature card签名卡 draw/withdraw提款 order check/cheque记名支票 rubber check/cheque空头支票blank check/cheque空白支票 exchange rate汇率denomination=face value面额 four in hundred四张一百元面额give the money in fives/tens换成五元或十元面额bill钞票 change零钱cash现金 password/code密码amount in figures小写金额 amount in words大写金额credit card信用卡 the balance of your bank account帐户余额 traveler’s check/chque旅行支票 coin硬币penny便士 nickel（美、加）的五分硬币dime（美、加）的十分硬币 unit 货币单位 value/worth面值 ounce盎司1/16磅 commercial/merchant bank商业银行 full refund全额偿还extension延期 overdraw/overdraft透支rebate回扣 payday发薪日pay slip/envelop薪水单 a princely sum(an excessive amount)巨款mortgage抵押 by installment分期付款apply for/grant_______a loan申请/批准贷款debt债务 collateral担保物fill out/in填写 chquebook/checkbook支票簿loan贷款 joint account联名帐户expense account公款支付帐户 cashier收银员teller银行职员 statement对帐单money order汇票 accountant会计 A.T.M自动取款机常用句型I’d like to open a_____________account.I’d like to check the present balance in ___________account.I’d like to apply for a personal loan.I’d like to change(兑换)___________for_____________.What’s the current rate?How would you like to receive your change（零钱）?还有时常会考到银行的开放时间，一般是几点到几点？还有周末或许不同（注意）